Asset & Liability Management

CHALLENGES YOU'RE FACING

Does your bank lack the time, resources, or knowledge to process your Asset Liability Model?

Is the bank’s ALCO meeting focused on the proper topics? Is it producing tangible action items?

Is the evolving regulatory environment being incorporated into the bank’s policies and procedures?

Are the bank’s budget and ALCO processes effectively integrated?

Our Process

Model
- Plansmith Financial Compass, or
- Thomas Ho Company, Ltd., or
- Model you are currently using
Assessment of data files
Development of chart of accounts
Assumptions
Model process and review
Interest rate risk and liquidity assessment
Strategy development for performance enhancement or risk mitigation
Presentation compilation
Review with Bank’s management
Presentation to Board or Directors

Experience

Over 45 years of combined experience in working with community banks on finance, treasury and ALCO related topics:

Chairing Board and management level ALCO meetings
Development and processing of instrument level models
Compiling Monthly/Quarterly ALCO presentations
30+ years of capital markets experience
Bank Treasurer and budgeting experience